The following Terms of Use are entered into by and between You and Kaitlyn Ramsay Coaching & Astrology (“Company”, “we”, or “us”).

The following terms and conditions, together with any documents they expressly incorporate by reference (“Terms of Use”), govern your access to and use of www.kaitlynramsay.com and www.kaitlynramsay.ca, including any content, functionality and services offered on or through www.kaitlynramsay.com and www.kaitlynramsay.ca,  (the “Website”), whether as a guest or a registered user.

Copyright & Content 

All content on the Website is protected by copyright, trademark and other applicable laws, and are the property of the Kaitlyn Ramsay Coaching & Astrology unless otherwise noted.

Disclaimer

The information on this Website is provided as general information and is not to be used as medical, financial, life, spiritual, or relationship advice. 

The full text of the disclaimer for the Website is listed below.

Privacy

We respect your privacy and follow the principles of PIPEDA in the collection of Personal Information from you on our Website.  Please see our full text of our Privacy Policy here – www.kaitlynramsay.com/privacy-policy.

Email And Other Electronic Communications

Visiting the Website or sending emails to the Company constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the Website, satisfy any legal requirement that such communications be in writing.

We would be pleased to communicate with you by e-mail, and there are various places on this Website that provide you the ability to send an electronic communication to the Company. Any such email or other electronic communication, however, does not create a business relationship or any contractual relationship.  As set forth more fully in our Privacy Policy, we will take reasonable steps to ensure that any communications remain confidential, but we cannot guarantee the security of such communications and cannot guarantee that we would not be required to disclose such communications as a result of a court order.

User Communication 

The Website may contain chat areas, news groups, forums, communities, comment sections or other message or communication facilities designed to enable you to communicate with the public at large or with a group.  

You agree that when using features of the Website that allow for communication by you, that you will not defame, abuse, harass, stalk, threaten or otherwise violate the legal rights of others.  

You agree not to publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information, or upload files unless you own or control the rights thereto or have received all necessary consents. 

You agree not to advertise or offer to sell or buy any goods or services for any business purpose, or harvest or otherwise collect information about others, including e-mail addresses, without their consent or violate any applicable laws or regulations.

The Company has no obligation to monitor the user communications but reserves the right to review materials posted to the Website and to remove any materials in its sole discretion. The Company reserves the right to terminate your access to any or all of the user communication services at any time without notice for any reason whatsoever and to disclose any information as necessary to satisfy any applicable laws.

Cancellation and Refund Policies

The Company does not provide refunds of any kind for any reason.  You can cancel your subscription and cease to participate in any of our programs or services, however, this will not warrant a refund of any kind.  

If you need to reschedule your session for any reason, please do so at least 24 hours before the scheduled appointment to avoid forfeiture of your payment. Any appointments cancelled within 24 hours of the scheduled call are considered a no-show and will not be rescheduled nor refunded. 

Please note that Reading Bundle Packages expire within 365 days of purchase. You must use all sessions within that time.

Changes To the Terms Of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you.

Jurisdiction

This agreement between you, the user, and Kaitlyn Ramsay Coaching & Astrology, shall be governed by, and interpreted in accordance with, the laws of the province of Nova Scotia and the laws of Canada applicable therein. You hereby consent and submit to the exclusive jurisdiction of the courts of the province of Nova Scotia in any proceeding related to this agreement.

Contact Information

We welcome your questions about the Terms of Use.  You can contact us here:

Kaitlyn Ramsay – Mill Village, Nova Scotia

kaitlyn@kaitlynramsay.com

Updated as of September 2025